Georgia Renters Insurance

The Sunday after new years 2010, the fire started in the town house next to one of the homes we insure.  Water and smoke caused damage to the home we insure… BUT we did not insure the home that burned.  Your Town home can be damaged quickly when the next door town home burns.  The landlord’s policy protects the landlord but NOT the tenant.  The fire that happened this weekend required the tenant to move out due to safety concerns and the smoke and water damage.

In this case, the tenant did not have renters insurance.  Their property is damaged by smoke and water… Also, the tenant now has to stay at a hotel until the home is ready to move back into.  All of these inconveniences cost money.  A renter’s insurance policy can protect the tenant from these type of losses.

Give us a call at Georgia Renters.com  or call us at 678-682-9700.  We look forward to working with you.

Popularity: 2%

It happened just before Christmas..

A renter of a home in South Atlanta, that we insure, had their home burn.  The fire was their fault after the children attempted to use the kitchen on their own.  Grandma was home but in her room.  The kids went to sleep after cooking with grease on the stove.  Failure to turn the stove of resulted in a fire.

Having a renters policy provided coverage for the tenant’s loss of use.  That means the tenant can stay at an alternate location paid for by the insurance company.  The tenant also had coverage for their personal property.  But the coverage in the policy does not end there.  The renter’s policy is also protecting the tenant from the homeowner.  The homeowner is positioning to sue the tenant for the damage the tenant caused.  The renter’s policy will protect the tenant with the “liability” coverage in the renter’s insurance.

Renter’s need Renters Insurance when they rent a home or live at home with mom and dad.  Making sure you have coverage is key to protect YOU at the time of loss from covered claims.

Call us.  We can position you to succeed when life’s twists happen.

Popularity: 2%

Renting a house, apartment, townhome or manufactured home? The need for Renters Insurance is important.   When renting the home the owner or the landlord may not require renters insurance but the need for insurance is still real.

What ever your monthly rent is renters insurance can protect you from:

• Personal Property Coverage is also inherent in the renter’s policy.  Many of tenants do not value their possessions or understand the level of loss when all is destroyed.  Renters insurance can position you with coverage from $15,000.00 to $150,000.00.  Consider all of the possession you have in the home including all bedrooms.   The value can add up quickly.   Coverage also extends to items stolen from your car, hotel, or a remote location that you occupy temporarily.
• Loss of use is also an important coverage.  If the home is damaged and you can no longer occupy that home, renters insurance positions you with additional funds for the extra cost of living somewhere else.
• Scheduled Personal Property can provided added coverage for your valuable items.  If something “mysteriously disappears” like a diamond necklace, having coverage to replace the item can help keep the stress lower.   This type of coverage can have a different deductible than the renter’s policy.  Many times the deductible is “0.00” for all reasons of loss.
• From losses occurring while living at the home.   Imagine a frying pan catching fire and the smoke causing damage to walls and ceiling of the home, renters insurance can position you with liability coverage.  The owner may have insurance to repair your damage or to protect themselves from your negligence.  When the negligence or cause points back to you the tenant, a renter’s insurance policy positions you with coverage.

As a potential tenant, having renters insurance prior to your move-in can position you with protection from the day of move-in and onward. 

Don’t wait until after you move-in, print out the following application and fax it to our office or fill-in the following online application and a member of our staff will be in touch quickly.

Our agency is privately owned and your data will be held close and not result in calls from hundreds of different agencies.

1-877-MattLocke or click here for more information about our agency.

Popularity: 39%

Welcome to Georgia Renters Insurance

Popularity: 46%