Georgia Renters Insurance

The Sunday after new years 2010, the fire started in the town house next to one of the homes we insure.  Water and smoke caused damage to the home we insure… BUT we did not insure the home that burned.  Your Town home can be damaged quickly when the next door town home burns.  The landlord’s policy protects the landlord but NOT the tenant.  The fire that happened this weekend required the tenant to move out due to safety concerns and the smoke and water damage.

In this case, the tenant did not have renters insurance.  Their property is damaged by smoke and water… Also, the tenant now has to stay at a hotel until the home is ready to move back into.  All of these inconveniences cost money.  A renter’s insurance policy can protect the tenant from these type of losses.

Give us a call at Georgia Renters.com  or call us at 678-682-9700.  We look forward to working with you.

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It happened just before Christmas..

A renter of a home in South Atlanta, that we insure, had their home burn.  The fire was their fault after the children attempted to use the kitchen on their own.  Grandma was home but in her room.  The kids went to sleep after cooking with grease on the stove.  Failure to turn the stove of resulted in a fire.

Having a renters policy provided coverage for the tenant’s loss of use.  That means the tenant can stay at an alternate location paid for by the insurance company.  The tenant also had coverage for their personal property.  But the coverage in the policy does not end there.  The renter’s policy is also protecting the tenant from the homeowner.  The homeowner is positioning to sue the tenant for the damage the tenant caused.  The renter’s policy will protect the tenant with the “liability” coverage in the renter’s insurance.

Renter’s need Renters Insurance when they rent a home or live at home with mom and dad.  Making sure you have coverage is key to protect YOU at the time of loss from covered claims.

Call us.  We can position you to succeed when life’s twists happen.

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