Renters Insurance Coverage

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Policy pricing is based on 4 factors:

1. How much coverage is needed

2. The type of home: Apartment, Townhome, Condo, Single Family, or Manufactured Home

3. Location of the home: Close to fire departments or in high crime areas

4. The loss history of the applicant

5. Lastly, more and more companies are basing the policy price on the applicant’s payment history, indebtedness, or credit score.

The purchase process is simple:

· Take the application verbally over the phone or via the internet quote form

· Review the application via phone and e-mail or fax

· Approve the pricing and coverage

· Make an initial down-payment (complete)

· Return via fax or mail or e-mail a signed application.

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Liability protection is needed, start by getting a quote by clicking here

This is the most IMPORTANT coverage on the Renter’s Insurance policy.

You have a 401k or Retirement fund or a Credit Score that you are trying HARD to protect…

The Liability protection is key to your succeeding in the event of a major loss.

Example: You have a policy and accidentally cause a fire in your home.  The fire was small and caused 40-70,000.00 dollars of damage.  Do you have the funds to pay that?  The apartment or Landlord’s policy will pay for the damage.  But once they find that YOU were “at fault”, a lawsuit will be levied asking for you to repay the damage.

A lawsuit could jeopardize your retirement funds or position a filing of bankruptcy in order to rid yourself of the debt.

Having a Renters Insurance policy could position you with the liability protection to reimburse others for the loss you caused them.

Liability Protection… It is MORE IMPORTANT than you may consider.

Liability protection is needed, start by getting a quote by clicking here